Led by business-savvy matriarch Bobette Buffkin, Prestige Payday Loans is a thriving quick-cash company in the Southwest. But trouble soon comes from thuggish new competitors, and it's up to middle son Morgan to quash any tension. Morgan, though, is having some tension of his own. Having always felt out of place in the Buffkin household, Morgan investigates a childhood secret with the help of beautiful grad student Julia Miller much to Bobette's chagrin. Morgan has always been Prestige's heavy, running down ne'er-do-wells and gambling addicts, but he's ashamed to admit that fact to Julia. It doesn't help that Morgan's older, but less mature, brother Cooper knocks heads with corrupt local Detective Yapp who, in turn, blackmails Morgan. If Morgan can find a way to fend off the local yokels and unlock the secrets of his past, he just might be able to spend more time with Julia and find a better life for himself.